.tools-hero { max-width: 1500px; margin: auto; padding: clamp(5rem,9vw,8rem) clamp(1.25rem,7vw,8rem) 5rem; display: grid; grid-template-columns: 1.25fr .55fr; gap: 5rem; align-items: end; }
.tools-hero h1 { font: 500 clamp(3.6rem,6.2vw,6.8rem)/.98 var(--serif); letter-spacing: -.05em; margin: 1.25rem 0 0; max-width: 950px; }
.tools-hero h1 em { color: var(--cobalt); font-style: normal; }
.tools-hero-copy > p { color: var(--graphite); font-size: .9rem; line-height: 1.8; }
.currency-control { margin-top: 1.5rem; display: flex; align-items: center; justify-content: space-between; gap: 1rem; font-size: .7rem; font-weight: 700; }
.currency-control select { border: 1px solid #c9ccc8; background: white; padding: .65rem 2rem .65rem .75rem; color: var(--ink); }
.workspace-status { max-width: 1240px; margin: 0 auto 1.25rem; padding: 1.5rem 2rem; background: var(--midnight); color: white; display: grid; grid-template-columns: 1fr auto auto; align-items: center; gap: 2rem; }
.workspace-status .mono { color: #8facf1; }
.workspace-status h2 { font: 500 1.7rem var(--serif); margin: .3rem 0; }
.workspace-status p { color: #aeb8ce; font-size: .68rem; margin: 0; }
.saved-summary { text-align: center; border-left: 1px solid #3a4661; padding-left: 2rem; }
.saved-summary strong, .saved-summary span { display: block; }
.saved-summary strong { font: 500 2.2rem var(--serif); }
.saved-summary span { color: #aeb8ce; font-size: .6rem; }
.clear-button { color: white; background: transparent; border: 1px solid #54617d; padding: .65rem .8rem; font-size: .63rem; cursor: pointer; }

.calculator-workspace { max-width: 1240px; margin: 0 auto clamp(6rem,10vw,10rem); display: grid; grid-template-columns: 290px minmax(0,1fr); border: 1px solid #d4d7d3; background: white; }
.tool-switcher { background: #eef0ed; border-right: 1px solid #d4d7d3; padding: 1.5rem; }
.tool-switcher > .mono { display: block; color: var(--graphite); margin: .4rem 0 1.5rem; }
.tool-tabs { display: grid; gap: .45rem; }
.tool-tab { width: 100%; border: 1px solid transparent; background: transparent; padding: 1rem; display: grid; grid-template-columns: 28px 1fr; text-align: left; cursor: pointer; color: var(--ink); }
.tool-tab:hover { background: white; }
.tool-tab[aria-selected="true"] { background: white; border-color: #c8d2eb; box-shadow: inset 3px 0 var(--cobalt); }
.tool-tab > span { grid-row: 1/3; color: var(--cobalt); font: 500 .58rem var(--mono); padding-top: .15rem; }
.tool-tab b { font-size: .75rem; }
.tool-tab small { color: var(--graphite); font-size: .58rem; line-height: 1.5; margin-top: .25rem; }
.tool-panels { min-width: 0; }
.tool-panel { padding: clamp(2rem,5vw,4.5rem); }
.panel-heading { display: grid; grid-template-columns: 1.3fr .7fr; gap: 3rem; align-items: end; margin-bottom: 3rem; }
.panel-heading .mono { color: var(--cobalt); }
.panel-heading h2 { font: 500 clamp(2.5rem,4.5vw,4.5rem)/1 var(--serif); letter-spacing: -.045em; margin: .75rem 0 0; }
.panel-heading > p { color: var(--graphite); font-size: .73rem; line-height: 1.7; margin: 0; }
.calculator-form { border-top: 1px solid #d9dcd8; padding-top: 1.5rem; }
.input-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 1rem; }
.input-grid.four { grid-template-columns: repeat(2,1fr); }
.input-grid label { position: relative; display: grid; gap: .5rem; color: var(--graphite); font-size: .64rem; font-weight: 600; }
.input-grid input { width: 100%; border: 1px solid #ced1cd; background: #fafbfa; color: var(--ink); padding: .85rem 3.2rem .85rem .85rem; font-size: .85rem; font-variant-numeric: tabular-nums; outline: none; }
.input-grid input:focus { border-color: var(--cobalt); box-shadow: 0 0 0 3px #e7ecf9; }
.input-suffix { position: absolute; right: .8rem; bottom: .85rem; color: var(--graphite); font-size: .58rem; }
.result-board { margin-top: 2rem; border: 1px solid #cbd4e8; background: #f3f6fc; display: grid; grid-template-columns: .85fr 1.15fr; }
.result-primary { padding: 1.7rem; border-right: 1px solid #cbd4e8; }
.result-primary span, .result-primary small, .result-primary strong { display: block; }
.result-primary span { color: var(--graphite); font-size: .62rem; }
.result-primary strong { color: var(--cobalt); font: 500 clamp(2.8rem,5vw,4.7rem)/1 var(--serif); letter-spacing: -.04em; margin: .5rem 0; }
.result-primary strong.date-result { font-size: clamp(1.8rem,3vw,3rem); }
.result-primary small { color: var(--graphite); font-size: .62rem; }
.result-metrics { display: grid; grid-template-columns: repeat(3,1fr); }
.result-metrics.two { grid-template-columns: repeat(2,1fr); }
.result-metrics > div { padding: 1.5rem 1rem; display: flex; flex-direction: column; justify-content: center; border-right: 1px solid #d8dfed; }
.result-metrics > div:last-child { border: 0; }
.result-metrics span, .result-metrics b { display: block; }
.result-metrics span { color: var(--graphite); font-size: .57rem; margin-bottom: .5rem; }
.result-metrics b { font-size: .75rem; font-variant-numeric: tabular-nums; }
.next-step { border-left: 3px solid var(--cobalt); margin: 1.25rem 0; padding: 1rem 1.25rem; background: #eef2fb; }
.next-step .mono { color: var(--cobalt); }
.next-step p { margin: .35rem 0 0; font-size: .75rem; font-weight: 600; }
.save-button { background: var(--cobalt); color: white; border: 0; padding: .9rem 1rem; font-size: .68rem; font-weight: 700; cursor: pointer; }
.save-button:hover { background: var(--cobalt-dark); }
.save-button.saved { background: var(--gain); }
.assumption-note { color: var(--graphite); font-size: .58rem; line-height: 1.6; margin: 1rem 0 0; }

.growth-chart { margin-top: 2rem; border: 1px solid #d4d7d3; padding: 1.5rem; }
.chart-top { display: flex; justify-content: space-between; align-items: baseline; }
.chart-top strong { color: var(--cobalt); font: 500 2rem var(--serif); }
#compound-chart { width: 100%; height: auto; display: block; margin: 1rem 0; overflow: visible; }
.chart-grid { stroke: #dce1eb; stroke-width: 1; }
.chart-area { fill: url(#growth-fill); }
.chart-path { fill: none; stroke: var(--cobalt); stroke-width: 4; vector-effect: non-scaling-stroke; }
.chart-dot { fill: white; stroke: var(--cobalt); stroke-width: 3; vector-effect: non-scaling-stroke; }
.chart-label { fill: var(--graphite); font: 18px var(--sans); }
.chart-legend { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.chart-legend span { display: grid; grid-template-columns: auto 1fr; gap: .45rem; color: var(--graphite); font-size: .58rem; }
.chart-legend i { width: 7px; height: 7px; margin-top: .2rem; background: var(--cobalt); }
.chart-legend span:nth-child(2) i { background: #8ca8e6; }
.chart-legend b { grid-column: 2; color: var(--ink); }
.progress-visual { padding: 2rem; display: flex; flex-direction: column; justify-content: center; }
.progress-visual > div { display: flex; justify-content: space-between; color: var(--graphite); font-size: .62rem; margin-bottom: .8rem; }
.progress-visual i { display: block; height: 9px; background: #dfe4ef; }
.progress-visual i span { display: block; width: 0; height: 100%; background: var(--cobalt); transition: width .4s var(--ease); }
.allocation-visual { display: flex; gap: 3px; align-self: center; margin: 2rem; height: 12px; }
.allocation-visual span { display: block; min-width: 0; transition: width .35s var(--ease); }
#allocation-essentials { background: var(--cobalt); } #allocation-debt { background: #6f8ed4; } #allocation-goals { background: #9db2df; } #allocation-flexible { background: #ced8ee; }
.allocation-labels { display: grid; grid-template-columns: repeat(4,1fr); align-content: center; gap: .5rem; padding: 1.5rem; color: var(--graphite); font-size: .55rem; }

.tools-trust { background: var(--midnight); color: white; padding: clamp(5rem,9vw,8rem) clamp(1.25rem,7vw,8rem); display: grid; grid-template-columns: 1fr 1fr; gap: 7rem; }
.tools-trust .mono { color: #8facf1; }
.tools-trust h2 { font: 500 clamp(2.7rem,4.6vw,4.8rem)/1 var(--serif); letter-spacing: -.045em; margin: 1rem 0; max-width: 650px; }
.tools-trust ol { list-style: none; padding: 0; margin: 0; border-top: 1px solid #3a4661; }
.tools-trust li { display: grid; grid-template-columns: 160px 1fr; padding: 1.5rem 0; border-bottom: 1px solid #3a4661; }
.tools-trust li b { font: 500 1.1rem var(--serif); }
.tools-trust li span { color: #aeb8ce; font-size: .68rem; line-height: 1.7; }

@media (max-width: 900px) {
  .tools-hero { grid-template-columns: 1fr; gap: 2rem; }
  .calculator-workspace { margin-inline: 1.25rem; grid-template-columns: 1fr; }
  .tool-switcher { border-right: 0; border-bottom: 1px solid #d4d7d3; }
  .tool-tabs { grid-template-columns: repeat(5, minmax(145px,1fr)); overflow-x: auto; padding-bottom: .5rem; }
  .tool-tab { min-width: 145px; }
  .workspace-status { margin-inline: 1.25rem; }
  .tools-trust { grid-template-columns: 1fr; gap: 3rem; }
}
@media (max-width: 680px) {
  .tools-hero { padding-top: 4rem; }
  .tools-hero h1 { font-size: clamp(3rem,15vw,4.5rem); }
  .workspace-status { grid-template-columns: 1fr auto; padding: 1.25rem; }
  .clear-button { grid-column: 1/-1; }
  .panel-heading { grid-template-columns: 1fr; gap: 1rem; }
  .input-grid, .input-grid.four { grid-template-columns: 1fr; }
  .result-board { grid-template-columns: 1fr; }
  .result-primary { border-right: 0; border-bottom: 1px solid #cbd4e8; }
  .result-metrics { grid-template-columns: 1fr; }
  .result-metrics.two { grid-template-columns: 1fr 1fr; }
  .result-metrics > div { border-right: 0; border-bottom: 1px solid #d8dfed; }
  .result-metrics.two > div { border-right: 1px solid #d8dfed; border-bottom: 0; }
  .result-metrics.two > div:last-child { border-right: 0; }
  .chart-legend { grid-template-columns: 1fr; }
  .allocation-visual { grid-column: 1; margin: 1.5rem; }
  .allocation-labels { grid-template-columns: repeat(2,1fr); }
  .tools-trust li { grid-template-columns: 1fr; gap: .5rem; }
}